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Portfolios

Why choose Grimsey? | Portfolios | Superannuation | Tax Planning Products | Estate Planning

Your portfolio is the sum total of your investment holdings. There are only three asset classes - property, shares and cash. Asset allocation is the term used to refer to how much of each comprises your portfolio.

We look at all your assets as a family group to ensure your portfolio is balanced for optimal risk management, as well as your personal tolerance for risk.

Commonly, investors want to invest in the share market when markets seem to be on a stable and upward path, and want out when they decline. Consider this, though. Assuming interest on borrowings is 7% and you are on the top marginal tax rate, the after tax cost of that interest is less than 4%. It follows that provided the share market returns above 4%, you are ahead; and it is a fact that over time the share market typically returns an average of 10-12%.